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Cash envelope budgeting apps

Explore iPhone apps for cash envelope budgeting. Compare the main workflows, supported features, purchase options, and limitations documented for each listing. Greatooly links to official sources so you can check current availability and terms before choosing.

What to compare

Apps in this category approach cash envelope budgeting in different ways. Start with the task you need to complete, then compare the workflow and the specific features listed on each app page. The directory below links to app details, documented limitations, purchase notes, and sources.

How this directory is prepared

Greatooly summarizes public product information and links to official listings. App pages identify whether information was researched or hands-on tested. Pricing and availability can change by storefront, app version, and date, so check the linked source before purchase.

How to choose

Match the app's documented workflow to the specific cash envelope budgeting task you need to do.
Compare the current free tier, paid features, and renewal terms in the official listing.
Check supported devices, data export, sync, and privacy details where they matter to your use.

Frequently asked questions

Are all apps hands-on tested?

No. Each app detail page states whether its information was researched from public sources or hands-on tested. This category page does not imply that every app was tested.

Are prices and features guaranteed to be current?

No. App availability, prices, and features can change. Check the linked official store listing and the verification date shown on each app page.

Good Envelope: Budget Planner

An envelope-budgeting app for planning monthly spending, allocating income, and tracking available amounts.

Envy: Envelope Budget Planner

Assign money to digital envelopes, track spending by category, and review remaining budgets without complex setup.

Yearn: Paycheck Budget Planner

A paycheck-based envelope budget for gig workers and variable earners, with bill funding schedules, spending summaries, and optional read-only bank sync.

Actuali

A mobile client for managing budgets on a self-hosted Actual Budget server, including offline entry.

Zerosum: Zero-based budgeting

A zero-based budgeting app for assigning income, planning savings, tracking recurring transactions, and sharing a household budget.

Waypoint Budget Planner App

A budgeting app that estimates safe-to-spend cash, tracks goals, and optionally connects to banks.

Pennli: Budget Planner

A private, manual-entry envelope budget planner with recurring bills, savings goals, weekly reviews, and CSV export.

MintMonitor: Budget Planner

A cash-flow budget planner that projects balances day by day, schedules bills and paychecks, and tracks savings goals.

M Budget: Expense Tracker

A personal finance app for expenses, budgets, net worth, investments, and household ledgers with local data storage.

Larder:Paycheck Budget Planner

A paycheck-based envelope budget planner for bills, spending, savings goals, and card purchases.

Finro Budget & Expense Tracker

Finro is a manual income and expense tracker with custom categories, multiple accounts, transaction notes, recurring expenses, savings goals, search, and analytics. The free tier includes core logging and limited charts, goals, and recurring expenses. Paid access unlocks longer-range analytics and unlimited goals or recurring expenses; pricing and billing type are not stated.