Zerosum uses a zero-based budgeting approach: users assign expected income to spending or savings categories before the month begins. Savings goals can follow a schedule, refill monthly categories, target a date, or track an open-ended balance. The app also provides recurring transactions, net-worth and cash-flow reports, spending trends, and financial forecasts. Users can connect supported accounts for automatic imports or keep everything manual, and a shared budget can keep a household aligned. The listing describes a free one-month trial followed by Basic, Plus, or Pro plans, each available monthly or annually; prices are shown in the app before purchase. Subscriptions renew automatically unless canceled at least 24 hours before the billing period ends. Bank connections and shared access involve financial data, so review account permissions and privacy terms. Budget results are based on the accounts and transactions included and are not investment or tax advice.
Zerosum: Zero-based budgeting
A zero-based budgeting app for assigning income, planning savings, tracking recurring transactions, and sharing a household budget.
Overview
A closer look at Zerosum: Zero-based budgeting.
A closer look
App screenshots
Choose with confidence
The useful details.
What it does
- Assign income to planned expense and savings categories before spending.
- Set savings goals by schedule, target date, or rolling monthly amount.
- Track recurring bills, subscriptions, paychecks, cash flow, and net worth.
- Connect accounts or budget manually and share a plan with family.
A good fit for
- Households that want zero-based budgeting with optional bank imports and shared plans.
Worth knowing
- A one-month trial and paid Basic, Plus, and Pro subscriptions are described; exact prices are shown in the app. Connected accounts and family sharing require careful review of privacy and access settings. Budget reports depend on complete data.
Frequently asked questions
Answers based on the app’s official listing and reviewed information.
What is Zerosum: Zero-based budgeting used for?
A zero-based budgeting app for assigning income, planning savings, tracking recurring transactions, and sharing a household budget.
What can you do with Zerosum: Zero-based budgeting?
Assign income to planned expense and savings categories before spending. Set savings goals by schedule, target date, or rolling monthly amount. Track recurring bills, subscriptions, paychecks, cash flow, and net worth. Connect accounts or budget manually and share a plan with family.
Who is Zerosum: Zero-based budgeting designed for?
Households that want zero-based budgeting with optional bank imports and shared plans.
What should you know before downloading Zerosum: Zero-based budgeting?
A one-month trial and paid Basic, Plus, and Pro subscriptions are described; exact prices are shown in the app. Connected accounts and family sharing require careful review of privacy and access settings. Budget reports depend on complete data.
Does Zerosum: Zero-based budgeting include paid features?
Basic, Plus, and Pro plans are available monthly or annually after a one-month free trial. Current US prices are shown in the app before purchase.
Which platforms support Zerosum: Zero-based budgeting?
Greatooly's reviewed app information lists iOS.
Researched from official sources; this is not a hands-on review. Last checked 2026-11-04.
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