Yearn is a budgeting app built for people whose income does not arrive on a fixed two-week schedule. Users assign bills and savings goals to envelopes, add due dates, and choose weekly, biweekly, twice-monthly, or monthly funding schedules. The app estimates how much each paycheck needs to set aside and shows a Free to Spend amount after bills and goals are funded. Transactions can be entered manually or imported from CSV, OFX, or QFX files; an optional Plaid connection provides read-only bank syncing. Yearn says it never moves money between accounts. A free plan is available, while paid plans have a 30-day trial. Users should review how linked financial information is handled before connecting an account.

Yearn: Paycheck Budget Planner
A paycheck-based envelope budget for gig workers and variable earners, with bill funding schedules, spending summaries, and optional read-only bank sync.
Overview
A closer look at Yearn: Paycheck Budget Planner.
A closer look
App screenshots
Choose with confidence
The useful details.
What it does
- Fund bill and savings envelopes according to a chosen paycheck schedule.
- See how much remains available after planned expenses and goals.
- Track recurring bills and review cash flow and category trends.
- Enter transactions manually, import files, or use optional read-only Plaid sync.
A good fit for
- Hourly, tipped, freelance, gig, or contract workers who need budgets aligned to irregular paydays.
Worth knowing
- Paid features require a plan after the trial; optional bank syncing connects financial information through Plaid, though the developer says the connection is read-only and does not move money.
Frequently asked questions
Answers based on the app’s official listing and reviewed information.
What is Yearn: Paycheck Budget Planner used for?
A paycheck-based envelope budget for gig workers and variable earners, with bill funding schedules, spending summaries, and optional read-only bank sync.
What can you do with Yearn: Paycheck Budget Planner?
Fund bill and savings envelopes according to a chosen paycheck schedule. See how much remains available after planned expenses and goals. Track recurring bills and review cash flow and category trends. Enter transactions manually, import files, or use optional read-only Plaid sync.
Who is Yearn: Paycheck Budget Planner designed for?
Hourly, tipped, freelance, gig, or contract workers who need budgets aligned to irregular paydays.
What should you know before downloading Yearn: Paycheck Budget Planner?
Paid features require a plan after the trial; optional bank syncing connects financial information through Plaid, though the developer says the connection is read-only and does not move money.
Does Yearn: Paycheck Budget Planner include paid features?
Yearn offers free and paid plans; the US App Store provides a 30-day trial for paid plans. Check the in-app billing period and current price before subscribing.
Which platforms support Yearn: Paycheck Budget Planner?
Greatooly's reviewed app information lists iOS.
Researched from official sources; this is not a hands-on review. Last checked 2026-11-04.
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