Totals is a personal finance tracker designed around Ethiopian banks and mobile money services. It can combine balances and transaction history from supported institutions, categorize spending, set budgets, and track money lent, borrowed, or shared with other people. On iPhone, an Apple Shortcut can forward bank notification messages to Totals; users can also paste messages manually. The app parses those messages on the device and says it does not upload them or require an account. Additional tools include multiple profiles, widgets, CSV export, and backups to a private Telegram chat or a server the user controls. Totals is free and open source. Its bank-specific workflow and SMS parsing make it most relevant to people using supported Ethiopian services.
Totals - Personal Finance
A free, open-source finance tracker for Ethiopian bank users that parses transaction SMS locally and keeps financial records on the phone.
Overview
A closer look at Totals - Personal Finance.
A closer look
App screenshots
Choose with confidence
The useful details.
What it does
- Track balances and transactions across supported Ethiopian banks and payment services.
- Categorize spending, set budgets, and monitor lending, borrowing, and reimbursements.
- Use an iPhone Shortcut or manual paste to import bank transaction messages.
- Export CSV or back up to Telegram or a server the user controls.
A good fit for
- People in Ethiopia who want local, private expense tracking for supported financial institutions.
Worth knowing
- Its automatic workflow depends on supported bank SMS formats and an iPhone Shortcut; the institution list is focused on Ethiopia rather than international banks.
Frequently asked questions
Answers based on the app’s official listing and reviewed information.
What is Totals - Personal Finance used for?
A free, open-source finance tracker for Ethiopian bank users that parses transaction SMS locally and keeps financial records on the phone.
What can you do with Totals - Personal Finance?
Track balances and transactions across supported Ethiopian banks and payment services. Categorize spending, set budgets, and monitor lending, borrowing, and reimbursements. Use an iPhone Shortcut or manual paste to import bank transaction messages. Export CSV or back up to Telegram or a server the user controls.
Who is Totals - Personal Finance designed for?
People in Ethiopia who want local, private expense tracking for supported financial institutions.
What should you know before downloading Totals - Personal Finance?
Its automatic workflow depends on supported bank SMS formats and an iPhone Shortcut; the institution list is focused on Ethiopia rather than international banks.
Does Totals - Personal Finance include paid features?
The reviewed listing reports no in-app purchases.
Which platforms support Totals - Personal Finance?
Greatooly's reviewed app information lists iOS.
Researched from official sources; this is not a hands-on review. Last checked 2026-11-04.
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