SiBalance is a manual budgeting app for people who want control over their finances without connecting a bank account. Start with one complete budget, enter income and expenses, schedule recurring transactions, organize categories, and review upcoming bills and transaction history. The app calculates a safe-to-spend amount and supports 159 currencies. SiBalance Full adds unlimited budgets, goals, forecasts, trends, widgets, screenshot imports, CSV tools, optional iCloud sync, and encrypted backups. In the US App Store, the free starter budget can be expanded with a one-time $9.99 lifetime unlock; there is no subscription. No account or bank connection is needed, and the developer says the app has no ads or tracking. It is an organizer for manually entered information, so balances may not match bank records unless users keep them up to date.

SiBalance: Budget Planner
A private manual budget planner for tracking income, expenses, bills, and upcoming spending without bank links.
Overview
A closer look at SiBalance: Budget Planner.
A closer look
App screenshots
Choose with confidence
The useful details.
What it does
- Track income, expenses, recurring transactions, and upcoming bills manually.
- See safe-to-spend calculations, transaction history, and category totals.
- Use 159 currencies without linking a bank account.
- Unlock additional budgets, goals, forecasts, widgets, CSV tools, and optional backups.
A good fit for
- People who prefer private, manual budgeting over bank-connected finance apps.
Worth knowing
- Transactions are entered manually, so the app does not automatically reconcile bank activity. The US App Store lists SiBalance Full at $9.99 as a one-time purchase.
Frequently asked questions
Answers based on the app’s official listing and reviewed information.
What is SiBalance: Budget Planner used for?
A private manual budget planner for tracking income, expenses, bills, and upcoming spending without bank links.
What can you do with SiBalance: Budget Planner?
Track income, expenses, recurring transactions, and upcoming bills manually. See safe-to-spend calculations, transaction history, and category totals. Use 159 currencies without linking a bank account. Unlock additional budgets, goals, forecasts, widgets, CSV tools, and optional backups.
Who is SiBalance: Budget Planner designed for?
People who prefer private, manual budgeting over bank-connected finance apps.
What should you know before downloading SiBalance: Budget Planner?
Transactions are entered manually, so the app does not automatically reconcile bank activity. The US App Store lists SiBalance Full at $9.99 as a one-time purchase.
Does SiBalance: Budget Planner include paid features?
One complete budget and core manual tracking are available free. US App Store: SiBalance Full is a $9.99 lifetime unlock; no subscription.
Which platforms support SiBalance: Budget Planner?
Greatooly's reviewed app information lists iOS.
Researched from official sources; this is not a hands-on review. Last checked 2026-11-04.
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