Pennyworth is a personal finance tracker for recording income, expenses, budgets, and assets. Its listing describes separate books for personal, family, or business records, plus tags and calendar views to help organize transactions. Reports show spending patterns and income or expense comparisons.
The app also lists credit-card due-date tools, recurring transactions, receipt attachments, CSV export, and tracking for cash, accounts, loans, investments, and multiple currencies. It describes iCloud sync across compatible Apple devices and sharing selected books with other people. The developer says records are saved on-device first and can be viewed or edited offline.
The US App Store lists a free download, but the listing does not clarify whether paid features are offered. It does not describe automatic bank-feed connections, so do not assume transactions import from a bank. Financial entries are sensitive; review backup and privacy settings, and compare records with statements before making financial decisions.







