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MaxIA – Personal Finance app icon

MaxIA – Personal Finance

A private personal-finance tracker with budgets, recurring bills, spending analysis, forecasts, and an on-device AI assistant.

By Giovanni CasertaReleased 2026/07/14No ratings yetOfficial store informationPublished 2026/11/04Checked 2026-11-04

Overview

A closer look at MaxIA – Personal Finance.

MaxIA combines expense tracking with budgeting and financial summaries. Users can create accounts, log transactions, add recurring payments, set monthly budgets, and define savings goals. A spending map and category analysis show where money goes, while a forecast estimates month-end spending and balance from recorded activity. The listing says data stays on the device and the app does not connect to banks. Its assistant can create budgets and goals from plain-language prompts; basic processing runs locally, while a free Google Gemini key can provide expanded understanding. The listing says MaxIA Plus features are currently included at no charge, though it does not describe future pricing. Its scores and suggestions are not professional financial advice.

A closer look

App screenshots

MaxIA – Personal Finance official iOS screenshot 1MaxIA – Personal Finance official iOS screenshot 2Official iOS store screenshotOfficial iOS store screenshot

Choose with confidence

The useful details.

What it does

  • Record transactions across multiple accounts and custom categories
  • Set budgets, recurring-payment reminders, and savings goals
  • Review spending analysis, month-end forecasts, and a financial score
  • Use an on-device assistant and track investments or holdings

A good fit for

  • People who want manual personal-finance tracking without connecting a bank account
  • Users who prefer keeping financial records on their own device

Worth knowing

  • The listing says advanced features are currently free but does not clarify future purchase terms; forecasts and suggestions are not financial advice.

Frequently asked questions

Answers based on the app’s official listing and reviewed information.

What is MaxIA – Personal Finance used for?

A private personal-finance tracker with budgets, recurring bills, spending analysis, forecasts, and an on-device AI assistant.

What can you do with MaxIA – Personal Finance?

Record transactions across multiple accounts and custom categories Set budgets, recurring-payment reminders, and savings goals Review spending analysis, month-end forecasts, and a financial score Use an on-device assistant and track investments or holdings

Who is MaxIA – Personal Finance designed for?

People who want manual personal-finance tracking without connecting a bank account Users who prefer keeping financial records on their own device

What should you know before downloading MaxIA – Personal Finance?

The listing says advanced features are currently free but does not clarify future purchase terms; forecasts and suggestions are not financial advice.

Does MaxIA – Personal Finance include paid features?

The US App Store lists a free download, and the listing says MaxIA Plus features are currently included free for everyone.

Which platforms support MaxIA – Personal Finance?

Greatooly's reviewed app information lists iOS.

Researched from official sources; this is not a hands-on review. Last checked 2026-11-04.

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