Debit & Credit is a personal finance app for keeping account records and transactions together. Users can create transactions, set budgets, schedule recurring entries, and organize spending. The listing describes automatic transaction import for Apple Card, Apple Cash, and Apple Savings, plus rules for categorizing transactions. Other tools include payee locations, reports, and a macOS companion app.
Some features require Premium, which the listing describes as an annual subscription. Sync with the Mac app uses iCloud, and availability depends on the supported Apple services and device setup. The app is a record-keeping tool; it does not replace the official statements or account portals of financial institutions.
Imported transactions and category rules can be incomplete or misclassified. Reconcile balances with official statements before making payment or tax decisions. Review which account data is imported and how it is stored. We have not tested Apple account connections, categorization, or reports. Check Premium pricing and supported financial services before subscribing.
